Everyone who visits Singapore needs to have travel insurance. Travel insurance coverage in Singapore includes hospitalisation and medical treatment in relation to COVID-19. In this article, we are going to discuss in detail why travel insurance is a must in Singapore.
Reasons why travel insurance in Singapore is a must
- Medical expenses
You may run into a medical emergency when you are travelling in Singapore. On the other hand, you may also have an accident. For this reason, it is important for you to have travel insurance in Singapore.
In addition, when you are travelling, you will also have a hard time finding the right doctor. During such situations, if you have travel insurance, you will be able to get medical attention immediately. And you will also get a doctor at once.
- Safeguarding of personal belongings
When you are wondering what to consider when buying travel insurance in Singapore, you must think about the protection of your personal belongings. For instance, while you are travelling, luxury items such as mobile phones, laptops, and watches may get broken and lost. Having travel insurance in Singapore will safeguard your personal belongings in such circumstances.
- Protection of travel investment
When you are investing in travelling in a certain place like Singapore, you must be prepared for unforeseen circumstances. You may fall ill, one of your family members can die, or your trip can get cancelled due to unfavourable weather conditions in the place where you are going to travel. Travel insurance can provide you with security in such circumstances.
- Deteriorating medical health
In case you suffer from any medical condition, your health can worsen at the time of your trip to Singapore. Your domestic health insurance policy will not be applicable when you are travelling internationally. Thus, travel insurance with covid-19 coverage Singapore can help you in this regard.
- Personal liability
If you become personally liable to a third party when you are travelling in Singapore, your travel insurance in Singapore can provide you with assistance.
- Delay in flights
Suppose your flight to Singapore gets delayed for some reason. In case your flight gets delayed for over six hours, you will be experiencing a lot of inconveniences. That is why, if you have travel insurance in Singapore, subjected to the submission of the bills, there will be a reimbursement for the amount of money you spent on purchasing the refreshments and meals while waiting for your flight.
- Trip cancellation
If your trip gets cancelled for some reason, your travel insurance in Singapore will reimburse you for deposits that are non-refundable or prepaid. These can comprise outlays such as flight bookings, tours, and others.
Some reasons for your trip cancellation will include the death or injury of the person who is going to travel or a close friend or a family member. Or, you can opt for travel insurance that can enable you to get a trip cancellation for any reason. It will increase the cost of your travel insurance, but you will be able to cancel your trip to Singapore at your own convenience.
The Advantages of getting travel insurance in Singapore
- Medical evacuation
You have to ensure that your travel insurance provides you with coverage for medical evacuation to the nearest healthcare facility. Travel insurance in Singapore can offer you medical evacuation in Singapore in case you happen to fall sick. This is, therefore, an advantage that you can avail of.
- Repatriation
It is very unlikely, but in case you die in Singapore, your travel insurance in Singapore can give you repatriation coverage where your remains will be transferred.
- Medical conditions
For a pre-existing medical condition such as heart disease, your travel insurance in Singapore can provide you with coverage. So, if you face any health issue pertaining to this medical condition, you can rely on your travel insurance.
Conclusion
Travel insurance in Singapore can provide you with protection against any pre-existing medical condition. In addition, it will also cover high medical costs while giving you the proper medical attention and the right medical facility for your treatment. For this reason, it is best to get travel insurance in Singapore.
Apart from the above, you will also be covered for trip delays as well as trip cancellations. In case your flight gets delayed for some reason, your travel insurance will reimburse you with the money for food and other refreshments after you provide the bills for the purchases you have made. If you or the person with whom you will be travelling to Singapore gets sick or dies, you will get a reimbursement for your trip cancellation.
Most of the time, we travel with luxurious personal belongings; you are always at the risk of losing them while you are travelling. Thus, getting travel insurance is important to safeguard the loss of your personal belongings.
